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Demographics

The racial makeup of the state is:

70.2% White non-Hispanic
19.6% Black
4.7% Hispanic
3.7% Asian
0.3% American Indian
2% mixed race
The 5 largest ancestry groups in Virginia are African American (19.6%), German (11.7%), American (11.2%), English (11.1%), Irish (9.8%).

The religious affiliations of the citizens of Virginia are:

Protestant – 74%
Roman Catholic – 12%
Other Christian – 2%
Other Religions – 2%
Non-Religious – 7%
The three largest Protestant denominations in Virginia: Baptist (31% of the total state population), Methodist (13%), Presbyterian (4%).

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People QuickFacts

Virginia

USA

Population, 2003 estimate

7,386,330

290,809,777

Population, percent change, April 1, 2000 to July 1, 2003

4.3%

3.3%

Population, 2000

7,078,515

281,421,906

Population, percent change, 1990 to 2000

14.4%

13.1%

Persons under 5 years old, percent, 2000

6.5%

6.8%

Persons under 18 years old, percent, 2000

24.6%

25.7%

Persons 65 years old and over, percent, 2000

11.2%

12.4%

Female persons, percent, 2000

51.0%

50.9%

Mortgage, Real Estate Demographics

Virginia

USA

Housing units, 2002

3,006,877

119,302,132

Homeownership rate, 2000

68.1%

66.2%

Housing units in multi-unit structures, percent, 2000

21.5%

26.4%

Median value of owner-occupied housing units, 2000

$125,400

$119,600

Households, 2000

2,699,173

105,480,101

Persons per household, 2000

2.54

2.59

Median household income, 1999

$46,677

$41,994

Per capita money income, 1999

$23,975

$21,587

Persons below poverty, percent, 1999

9.6%

12.4%

Virginia Loans - Refinance, Home Equity, Debt Consolidation And Purchase
LowerMyBills.com customers can be matched with up to four lenders who will compete for their business helping them find the lowest rate available. Our ever-expanding national network includes over 300 companies. Refinance an existing loan and save hundreds, or even thousands of dollars!

Refinancing replaces your existing loan with another lower interest rate loan for the same amount. If you have equity in your home, a refinance home mortgage loan comparison can have significant benefits. You can reduce your interest rate, change the terms of your loan, or consolidate your debt. Rather than use your home as collateral, a home loan refinance online allows you to incorporate your debt into the amount owed. One monthly payment, one low interest rate!

Virginia's official name is the Commonwealth of Virginia; it is one of four Commonwealths out of the fifty United States.

The 95 counties and the 39 independent cities all have their own governments, usually a county board of supervisors or city council which choose a city manager or county administrator to serve as a professional, non-political chief administrator under the council-manager form of government. There are exceptions, notably Richmond, Virginia, which has a popularly-elected Mayor who serves as chief executive separate from the city council.

Economy
Virginia's economy has long been regarded as one of the better-balanced in the United States with diverse sources of income, including military installations concentrated in the Hampton Roads area, tobacco and peanut farming all through Southside Virginia, manufacturing and transportation, and the location of Northern Virginia as a bedroom community for the federal government and its vendors.

VIRGINIA HOME MORTGAGE LENDERS

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