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For a wide variety of home mortgage and refinance programs including debt consolidation loans, home mortgage refinancing, second mortgage and home equity loans, good and bad credit mortgages, construction loan financing, VA and FHA loans and home purchase mortgages click mortgage refinancing, debt refinancing here.

Demographics

Race and Sex
Vermont's population is:

-96.2% White

-0.9% Asian

-0.9% Hispanic

-0.5% Black

-0.4% American Indian

-1.2% mixed race

Ethnicity
The five largest ancestry groups are:

-18.4% English

-16.4% Irish

-14.5% French

-9.1% German

-8.8% French-Canadian

 

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People QuickFacts Vermont USA

Population, 2003 estimate

619,107

290,809,777

Population, percent change, April 1, 2000 to July 1, 2003
1.7% 3.3%
Population, 2000 608,827 281,421,906
Population, percent change, 1990 to 2000 8.2% 13.1%
Persons under 5 years old, percent, 2000 5.6% 6.8%
Persons under 18 years old, percent, 2000 24.2% 25.7%
Persons 65 years old and over, percent, 2000 12.7% 12.4%
Female persons, percent, 2000 51.0% 50.9%
Mortgage, Real Estate Demographics Vermont USA

Housing units, 2002

299,570 119,302,132
Homeownership rate, 2000
70.6% 66.2%
Housing units in multi-unit structures, percent, 2000 23.0% 26.4%
Median value of owner-occupied housing units, 2000 $111,500 $119,600
Households, 2000 240,634 105,480,101
Persons per household, 2000 2.44 2.59
Median household income, 1999 $40,856 $41,994
Per capita money income, 1999 $20,625 $21,587
Persons below poverty, percent, 1999 9.4% 12.4%

Virginia Loans - Refinance, Home Equity, Debt Consolidation And Purchase
LowerMyBills.com customers can be matched with up to four lenders who will compete for their business helping them find the lowest rate available. Our ever-expanding national network includes over 300 companies. Refinance an existing loan and save hundreds, or even thousands of dollars!

Refinancing replaces your existing loan with another lower interest rate loan for the same amount. If you have equity in your home, a refinance home mortgage loan comparison can have significant benefits. You can reduce your interest rate, change the terms of your loan, or consolidate your debt. Rather than use your home as collateral, a home loan refinance online allows you to incorporate your debt into the amount owed. One monthly payment, one low interest rate!

The state capital is Montpelier, while the largest city is Burlington.

Economy
Over the past two centuries, Vermont has seen both population explosions and population busts. First settled by farmers, loggers and hunters, Vermont lost much of its population as farmers moved West into the Great Plains in search of abundant, easily-tilled land. Logging similarly fell off as over-cutting and the exploitation of other forests made Vermont's forest less attractive. Although these population shifts devastated Vermont's economy, the early loss of population had the beneficial effect of allowing Vermont's land and forest to recover from the excesses of human beings. The accompanying lack of industry has allowed Vermont to avoid many of the ill-effects of 20th century industrial busts, effects that still plague neighboring states. Today, much of Vermont's forest consists of second-growth.

Of the remaining industries, dairy farming is the primary source of agricultural income.

A unique part of Vermont's economy is the manufacture and sale of novelty goods and foods for cottage industries and niche markets. Examples of these are such exports as Cabot Cheese, the Vermont Teddy Bear Company, Burton Snowboards, King Arthur Flour, and Ben and Jerry's Ice Cream (headquartered in South Burlington).

Numerous summer camps, furniture-making and skiing also make up a large component of Vermont's income. Trout fishing, lake fishing and even ice fishing draw the outdoorsman to the state as does the excellent hiking on the Long Trail. Several noteworthy horse shows are annual events. Golf courses are springing up with spas to service the weary client. One major fashion outlet mall isn't really a mall but the old town of Manchester gentrified.

In the winter, the mountains in Vermont have enough snow to make skiing a viable industry.

The town of Rutland is the traditional center of marble quarrying and marble shaping in the USA. For many years Vermont was also the headquarters of the smallest union in the USA, the Stonecutters Association, of about 500 members.

In recent years, Vermont has been deluged with plans to build condos and houses on what was relatively inexpensive, untouched land. Vermont's government has responded with a series of laws controlling development and with some pioneering initiatives to prevent the loss of Vermont's dairy industry.

In 2001, Vermont produced 1,040,000 liters of maple syrup, about a quarter of the U.S. production.

Wealth of locations by per capita income:

1 Old Bennington, Vermont $40,884
2 Manchester Village, Vermont $40,851
3 Shelburne, Vermont $37,210
4 Weston, Vermont $36,546
5 Stowe, Vermont $35,474
6 Norwich, Vermont $35,285
7 Landgrove, Vermont $34,929
8 Charlotte, Vermont $33,942
9 Dorset, Vermont $32,956
10 Buels Gore, Vermont $32,533

273 Island Pond, Vermont $13,207
274 Brighton, Vermont $12,999
275 Brunswick, Vermont $12,925
276 Lunenburg, Vermont $12,804
277 Lowell, Vermont $12,404
278 Holland, Vermont $11,936
279 Johnson Village, Vermont $11,651
280 Searsburg, Vermont $10,472
281 Averill, Vermont $9,876
282 Ferdinand, Vermont $9,138


State Capital: Montpelier

Regions: Champlain Valley | Green Mountains | Mount Mansfield | Northeast Kingdom

Major Metro: Burlington

Smaller Cities: Barre | Bennington | Rutland

Counties: Addison | Bennington | Caledonia | Chittenden | Essex | Franklin | Grand Isle | Lamoille | Orange | Orleans | Rutland | Washington | Windham | Windsor

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