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Demographics

The racial makeup of the state is:

85.0% White
11.5% Black
1.9% Hispanic or Latino
1.2% Asian
0.2% American Indian or Alaska Native
1.4% mixed race
The 5 largest ancestry groups in Ohio are German (25.2%), Irish (12.7%), African American (11.5%), English (9.2%), American (8.5%).

The religious affiliations of the citizens of Ohio are:

Protestant – 61%
Roman Catholic – 24%
Other Christian – 1%
Other Religions – 1%
Non-Religious – 8%
The three largest Protestant denominations in Ohio are: Baptist (15% of the total state population), Methodist (10%), Lutheran (4%).

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People QuickFacts

Ohio

USA

Population, 2003 estimate

11,435,798

290,809,777

Population, percent change, April 1, 2000 to July 1, 2003

0.7%

3.3%

Population, 2000

11,353,140

281,421,906

Population, percent change, 1990 to 2000

4.7%

13.1%

Persons under 5 years old, percent, 2000

6.6%

6.8%

Persons under 18 years old, percent, 2000

25.4%

25.7%

Persons 65 years old and over, percent, 2000

13.3%

12.4%

Female persons, percent, 2000

51.4%

50.9%

Mortgage, Real Estate Demographics

Ohio

USA

Housing units, 2002

4,875,496

119,302,132

Homeownership rate, 2000

69.1%

66.2%

Housing units in multi-unit structures, percent, 2000

24.1%

26.4%

Median value of owner-occupied housing units, 2000

$103,700

$119,600

Households, 2000

4,445,773

105,480,101

Persons per household, 2000

2.49

2.59

Median household income, 1999

$40,956

$41,994

Per capita money income, 1999

$21,003

$21,587

Persons below poverty, percent, 1999

10.6%

12.4%

Ohio Refinance Loans - Refinance, Home Equity, Debt Consolidation And Purchase
LowerMyBills.com customers can be matched with up to four lenders who will compete for their business helping them find the lowest rate available. Our ever-expanding national network includes over 300 companies. Refinance an existing loan and save hundreds, or even thousands of dollars!

Refinancing replaces your existing loan with another lower interest rate loan for the same amount. If you have equity in your home, a refinance home mortgage loan comparison can have significant benefits. You can reduce your interest rate, change the terms of your loan, or consolidate your debt. Rather than use your home as collateral, a home loan refinance online allows you to incorporate your debt into the amount owed. One monthly payment, one low interest rate!

Ohio is an Iroquois word meaning "great water." The name refers to the Ohio River that forms its southern border.

Economy
Ohio is a major producer of machines, tires and rubber products, steel, processed foods, tools, and other manufactures. Although Ohio is one of the leading industrial states, many people do not realize how significant it is in manufacturing because Ohio specializes in producers goods ( goods used to make other goods, such as factory machinery, industrial chemicals, and plastic moldings). Therefore, Ohio's products are not always visible as off-the-shelf final purchases to the average consumer. Nevertheless, there are some Ohio items that consumers will recognize including Proctor and Gamble products, Smuckers jams and jellies, and DayGlo.

Ohio is the site of the invention of the airplane, resulting from the experiments of the Wright Brothers in Dayton. While the actual production of aircraft in the USA is now centered elsewhere, a large experimental and design facility, Wright-Patterson Air Force Base has been located near Dayton and serves in the co-ordination of production of US military aircraft. On the base are located Wright Hill and Huffman Prairie, where many of the earliest aerodynamic experiments of the Wright Brothers were performed. Ohio today also has many aerospace, defense, and NASA parts and systems suppliers scattered throughout the state.

As part of the Corn Belt, agriculture also plays an important role in the state's economy. There is also a small commercial fishing sector on Lake Erie, and the principal catch is yellow perch. In addition, however, Ohio's historical attractions, varying landscapes, and recreational opportunities are the basis for a thriving tourist industry. Over 2,500 lakes and 70,000 kilometers of river landscapes are a paradise for boaters, fishermen, and swimmers. Of special historical interest are the Native American archeological sites -- including grave mounds and other sites.

Ohio's 1999 total gross state product was $362 billion, placing it 7th in the nation. Its 2000 Per Capita Personal Income was $28,400, 19th in the nation. Ohio's agricultural outputs are soybeans, dairy products, corn, tomatoes, hogs, cattle, poultry and eggs. Its industrial outputs are transportation equipment, fabricated metal products, machinery, food processing, and electric equipment.

OHIO HOME MORTGAGE LENDERS

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OHIO HOME
MORTGAGE LENDERS