NORTH DAKOTA HOME
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| People QuickFacts | North Dakota | USA |
Population, 2003 estimate |
633,837 | 290,809,777 |
| Population, percent change, April 1, 2000 to July 1, 2003 |
-1.3% | 3.3% |
| Population, 2000 | 642,200 | 281,421,906 |
| Population, percent change, 1990 to 2000 | 0.5% | 13.1% |
| Persons under 5 years old, percent, 2000 | 6.1% | 6.8% |
| Persons under 18 years old, percent, 2000 | 25.0% | 25.7% |
| Persons 65 years old and over, percent, 2000 | 14.7% | 12.4% |
| Female persons, percent, 2000 | 50.1% | 50.9% |
| Mortgage, Real Estate Demographics | North Dakota | USA |
Housing units, 2002 |
294,165 | 119,302,132 |
| Homeownership rate, 2000 |
66.6% | 66.2% |
| Housing units in multi-unit structures, percent, 2000 | 24.8% | 26.4% |
| Median value of owner-occupied housing units, 2000 | $74,400 | $119,600 |
| Households, 2000 | 257,152 | 105,480,101 |
| Persons per household, 2000 | 2.41 | 2.59 |
| Median household income, 1999 | $34,604 | $41,994 |
| Per capita money income, 1999 | $17,769 | $21,587 |
| Persons below poverty, percent, 1999 | 11.9% | 12.4% |
North Dakota Refinance Loans - Refinance, Home Equity, Debt Consolidation And Purchase
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Refinancing replaces your existing loan with another lower interest rate loan for the same amount. If you have equity in your home, a refinance home mortgage loan comparison can have significant benefits. You can reduce your interest rate, change the terms of your loan, or consolidate your debt. Rather than use your home as collateral, a home loan refinance online allows you to incorporate your debt into the amount owed. One monthly payment, one low interest rate!
Named after the Dakota segment of the Sioux Native American Indians. Its U.S. postal abbreviation is ND. The entire state is covered by area code 701.
North Dakota is bordered on the north by the Canadian Provinces of Saskatchewan and Manitoba, on the west by Montana, on the south by South Dakota, and on the east, across the Red River of the North, by Minnesota. The Missouri River flows through the western part of the state, forming Lake Sakakawea behind the Garrison Dam.
Farms and ranches stretch across the rolling plains from the Red River Valley in the east to the rugged Badlands in the west. The geographic center of the North American continent is located near Rugby
Economy
North Dakota's 1999 total gross state product was $17 billion, the smallest in the nation. Its 2000 per capita personal income was $25,068, placing it 38th in the nation. The state's agricultural outputs include wheat, cattle, barley, flax, milk, soybeans, sunflowers, and sugar beets. Its small industrial output includes electric power, food processing, machinery, coal mining, and tourism.
North Dakota has the only state-owned bank in the United States, the Bank of North Dakota. The bank, by law, holds all funds of all state and local government agencies in North Dakota. Its deposits are not guaranteed by the FDIC, but by the State of North Dakota itself.
Outmigration
North Dakota, like many Plains and Midwestern states, has been suffering a significant decline in population over the last 20 years, primarily in skilled college graduates for which there are no jobs in the state. State leaders have been at a loss to address the problem. Student loan forgiveness programs for health and education professionals have been initiated with some degree of success, but a larger program to forgive the loans of all college graduates residing in the state for a given period of time failed to pass a referendum. Some federal politicians, including Byron Dorgan, have proposed a new "Homestead Act" to incentivize living in areas losing population through tax breaks and other considerations, but these have also made little headway.
Many North Dakota politicians believe that better economic development programs will eventually resolve the problem, but opinions are mixed as to what exactly that would entail.
Regions of North Dakota
Red River Valley | Missouri Escarpment | Badlands
Largest Cities
Beulah-Hazen | Bismarck-Mandan | Devils Lake | Dickinson | Fargo-West Fargo | Grafton | Grand Forks | Jamestown | Minot | Rugby | Valley City | Wahpeton | Williston
Counties
Adams - Barnes - Benson - Billings - Bottineau - Bowman - Burke - Burleigh - Cass - Cavalier - Dickey - Divide - Dunn - Eddy - Emmons - Foster - Golden Valley - Grand Forks - Grant - Griggs - Hettinger - Kidder - La Moure - Logan - McHenry - McIntosh - McKenzie - McLean - Mercer - Morton - Mountrail - Nelson - Oliver - Pembina - Pierce - Ramsey - Ransom - Renville - Richland - Rolette - Sargent - Sheridan - Sioux - Slope - Stark - Steele - Stutsman - Towner - Traill - Walsh - Ward - Wells - Williams
North Dakota Home Mortgage Lenders