NORTH DAKOTA HOME
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North Dakota

Demographics

The racial makeup of the state is:

91.7% White
0.6% Black
1.2% Hispanic
0.6% Asian
4.9% American Indian
1.2% mixed race
The 5 largest ancestry groups in North Dakota are German (43.9%), Norwegian (30.1%), Irish (7.7%), American Indian (5%), Swedish (5%).

The religious affiliations of the citizens of North Dakota are:

Protestant – 64%
Roman Catholic – 30%
Other Christian – 1%
Other Religions – 0%
Non-Religious – 2%
The three largest Protestant denominations in North Dakota are: Lutheran (37% of the total state population), Baptist (4%), Methodist (4%).

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People QuickFacts North Dakota USA

Population, 2003 estimate

633,837

290,809,777

Population, percent change, April 1, 2000 to July 1, 2003
-1.3% 3.3%
Population, 2000 642,200 281,421,906
Population, percent change, 1990 to 2000 0.5% 13.1%
Persons under 5 years old, percent, 2000 6.1% 6.8%
Persons under 18 years old, percent, 2000 25.0% 25.7%
Persons 65 years old and over, percent, 2000 14.7% 12.4%
Female persons, percent, 2000 50.1% 50.9%
Mortgage, Real Estate Demographics North Dakota USA

Housing units, 2002

294,165 119,302,132
Homeownership rate, 2000
66.6% 66.2%
Housing units in multi-unit structures, percent, 2000 24.8% 26.4%
Median value of owner-occupied housing units, 2000 $74,400 $119,600
Households, 2000 257,152 105,480,101
Persons per household, 2000 2.41 2.59
Median household income, 1999 $34,604 $41,994
Per capita money income, 1999 $17,769 $21,587
Persons below poverty, percent, 1999 11.9% 12.4%


North Dakota Refinance
Loans - Refinance, Home Equity, Debt Consolidation And Purchase

LowerMyBills.com customers can be matched with up to four lenders who will compete for their business helping them find the lowest rate available. Our ever-expanding national network includes over 300 companies. Refinance an existing loan and save hundreds, or even thousands of dollars!

Refinancing replaces your existing loan with another lower interest rate loan for the same amount. If you have equity in your home, a refinance home mortgage loan comparison can have significant benefits. You can reduce your interest rate, change the terms of your loan, or consolidate your debt. Rather than use your home as collateral, a home loan refinance online allows you to incorporate your debt into the amount owed. One monthly payment, one low interest rate!

Named after the Dakota segment of the Sioux Native American Indians. Its U.S. postal abbreviation is ND. The entire state is covered by area code 701.

North Dakota is bordered on the north by the Canadian Provinces of Saskatchewan and Manitoba, on the west by Montana, on the south by South Dakota, and on the east, across the Red River of the North, by Minnesota. The Missouri River flows through the western part of the state, forming Lake Sakakawea behind the Garrison Dam.

Farms and ranches stretch across the rolling plains from the Red River Valley in the east to the rugged Badlands in the west. The geographic center of the North American continent is located near Rugby

Economy
North Dakota's 1999 total gross state product was $17 billion, the smallest in the nation. Its 2000 per capita personal income was $25,068, placing it 38th in the nation. The state's agricultural outputs include wheat, cattle, barley, flax, milk, soybeans, sunflowers, and sugar beets. Its small industrial output includes electric power, food processing, machinery, coal mining, and tourism.

North Dakota has the only state-owned bank in the United States, the Bank of North Dakota. The bank, by law, holds all funds of all state and local government agencies in North Dakota. Its deposits are not guaranteed by the FDIC, but by the State of North Dakota itself.

Outmigration
North Dakota, like many Plains and Midwestern states, has been suffering a significant decline in population over the last 20 years, primarily in skilled college graduates for which there are no jobs in the state. State leaders have been at a loss to address the problem. Student loan forgiveness programs for health and education professionals have been initiated with some degree of success, but a larger program to forgive the loans of all college graduates residing in the state for a given period of time failed to pass a referendum. Some federal politicians, including Byron Dorgan, have proposed a new "Homestead Act" to incentivize living in areas losing population through tax breaks and other considerations, but these have also made little headway.

Many North Dakota politicians believe that better economic development programs will eventually resolve the problem, but opinions are mixed as to what exactly that would entail.

Regions of North Dakota
Red River Valley | Missouri Escarpment | Badlands

Largest Cities

Beulah-Hazen | Bismarck-Mandan | Devils Lake | Dickinson | Fargo-West Fargo | Grafton | Grand Forks | Jamestown | Minot | Rugby | Valley City | Wahpeton | Williston

Counties

Adams - Barnes - Benson - Billings - Bottineau - Bowman - Burke - Burleigh - Cass - Cavalier - Dickey - Divide - Dunn - Eddy - Emmons - Foster - Golden Valley - Grand Forks - Grant - Griggs - Hettinger - Kidder - La Moure - Logan - McHenry - McIntosh - McKenzie - McLean - Mercer - Morton - Mountrail - Nelson - Oliver - Pembina - Pierce - Ramsey - Ransom - Renville - Richland - Rolette - Sargent - Sheridan - Sioux - Slope - Stark - Steele - Stutsman - Towner - Traill - Walsh - Ward - Wells - Williams


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