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Demographics

The racial makeup of the state is:

66.0% White/Caucasian
13.6% Black/African American
13.3% Hispanic
5.7% Asian
0.2% American Indian
2.5% mixed race.
The five largest ancestry groups in New Jersey are Italian (17.8%), Irish (15.9%), African American (13.6%), German (12.6%), Polish (6.9%).

Religion
The religious affiliations of the citizens of New Jersey are:

Roman Catholic – 46%
Protestant – 37%
Other Christian – 4%
Other Religions – 5%
Non-Religious – 6%
The largest Protestant denominations in New Jersey are: Baptist (10% of the total state population), Methodist (7%), and Presbyterian and Lutheran (tied 3%).

For a wider choice of home mortgage providers and refinance programs including debt consolidation loans, home mortgage refinancing, second mortgage and home equity loans, good and bad credit mortgages, construction loan financing, VA and FHA loans and home purchase mortgages home mortgage lenders refinancing, debt refinancing here.

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People QuickFacts New Jersey USA

Population, 2003 estimate

8,638,396

290,809,777

Population, percent change, April 1, 2000 to July 1, 2003
2.7% 3.3%
Population, 2000 8,414,350 281,421,906
Population, percent change, 1990 to 2000 8.6% 13.1%
Persons under 5 years old, percent, 2000 6.7% 6.8%
Persons under 18 years old, percent, 2000 24.8% 25.7%
Persons 65 years old and over, percent, 2000 13.2% 12.4%
Female persons, percent, 2000 51.5% 50.9%
Mortgage, Real Estate Demographics New Jersey USA

Housing units, 2002

3,372,572 119,302,132
Homeownership rate, 2000
65.6% 66.2%
Housing units in multi-unit structures, percent, 2000 36.1% 26.4%
Median value of owner-occupied housing units, 2000 $170,800 $119,600
Households, 2000 3,064,645 105,480,101
Persons per household, 2000 2.68 2.59
Median household income, 1999 $55,146 $41,994
Per capita money income, 1999 $27,006 $21,587
Persons below poverty, percent, 1999 8.5% 12.4%

New Jersey is the most densely populated state of the United States of America and has the U.S. postal abbreviation of NJ. It is also the fifth smallest state. The state is named after the island of Jersey in the English Channel.

New Jersey Refinance Loans - Refinance, Home Equity, Debt Consolidation And Purchase
LowerMyBills.com customers can be matched with up to four lenders who will compete for their business helping them find the lowest rate available. Our ever-expanding national network includes over 300 companies. Refinance an existing loan and save hundreds, or even thousands of dollars!

Refinancing replaces your existing loan with another lower interest rate loan for the same amount. If you have equity in your home, a refinance home mortgage loan comparison can have significant benefits. You can reduce your interest rate, change the terms of your loan, or consolidate your debt. Rather than use your home as collateral, a home loan refinance online allows you to incorporate your debt into the amount owed. One monthly payment, one low interest rate!

Economy
The Bureau of Economic Analysis (http://www.bea.gov/) estimates that New Jersey's total state product in 2003 was $397 billion. Per capital personal income in 2003 was $39,577, 3th in the nation.

Its agricultural outputs are nursery stock, horses, vegetables, fruits and nuts, seafood, and dairy products. In particular, cranberries and eggplants are two of the state's largest crops. Its industrial outputs are pharmaceutical and chemical products, food processing, electric equipment, printing and publishing, and tourism. New Jersey's economy has a large base of industry and chemical manufacturing. Although the state is certainly not defined by these activities, their existence and visibility to those passing through the state along some of its major highways does contribute to many jokes about pollution and ironic plays on the state's nickname, the "Garden State."

Major cities (and their populations):

Newark - 273,546
Jersey City - 240,055
Paterson - 149,222
Elizabeth - 120,568
Edison - 97,687
Trenton (state capital) - 85,403
Camden - 79,904
New Brunswick - 48,573
Atlantic City - 40,517
Hoboken - 38,577
Long Branch - 31,340
Princeton - 14,203

Wealth of cities by per capita income:

1 Mantoloking, New Jersey $114,017
2 Saddle River, New Jersey $85,934
3 Far Hills, New Jersey $81,535
4 Essex Fells, New Jersey $77,434
5 Alpine, New Jersey $76,995
6 Millburn, New Jersey $76,796
7 Rumson, New Jersey $73,692
8 Harding Township, New Jersey $72,689
9 Teterboro, New Jersey $72,613
10 Bernardsville, New Jersey $69,854

693 Newark, New Jersey $13,009
694 Laurel Lake, New Jersey $12,965
695 Passaic, New Jersey $12,874
696 Seabrook Farms, New Jersey $12,499
697 McGuire Air Force Base, New Jersey $12,364
698 New Hanover Township, New Jersey $12,140
699 Lakewood, New Jersey $11,802
700 Bridgeton, New Jersey $10,917
701 Fort Dix, New Jersey $10,543
702 Camden, New Jersey $9,815


Regions of New Jersey

Jersey Shore | Meadowlands | North Jersey | Pine Barrens | South Jersey | New York metropolitan area | Delaware Valley

Largest Cities
Atlantic City | Bayonne | Camden | Clifton | East Orange | Elizabeth | Hackensack | Hoboken | Jersey City | Linden | Long Branch | New Brunswick | Newark | Passaic | Paterson | Perth Amboy | Plainfield | Trenton | Union City | Vineland

Counties of New Jersey

Atlantic | Bergen | Burlington | Camden | Cape May | Cumberland | Essex | Gloucester | Hudson | Hunterdon | Mercer | Middlesex | Monmouth | Morris | Ocean | Passaic | Salem | Somerset | Sussex | Union | Warren


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