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Demographics

The racial makeup of the state is:

80.2% White
14.2% Black
1.8% Asian
0.6% American Indian
1.9% Mixed race
3.3% of the population is of Hispanic origin, a category that may include members of any race.
The five largest ancestries in Michigan are: German (20.4%), African American (14.2%), Irish (10.7%), English (9.9%), Polish (8.6%).

The religious affiliations of the people of Michigan are:

Protestant – 54%
Roman Catholic – 29%
Other Christian – 1%
Other Religions – 4% (mostly Muslim and Jewish)
Non-Religious – 9%
The three largest Protestant denominations in Michigan are: Baptist (16% of the total state population), Lutheran (8%), Methodist (7%).

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People QuickFacts

Michigan

USA

Population, 2003 estimate

10,079,985

290,809,777

Population, percent change, April 1, 2000 to July 1, 2003

1.4%

3.3%

Population, 2000

9,938,444

281,421,906

Population, percent change, 1990 to 2000

6.9%

13.1%

Persons under 5 years old, percent, 2000

6.8%

Persons under 18 years old, percent, 2000

26.1%

25.7%

Persons 65 years old and over, percent, 2000

12.3%

12.4%

Female persons, percent, 2000

51.0%

50.9%

Mortgage, Real Estate Demographics

Michigan

USA

Housing units, 2002

4,331,986

119,302,132

Homeownership rate, 2000

73.8%

66.2%

Housing units in multi-unit structures, percent, 2000

18.8%

26.4%

Median value of owner-occupied housing units, 2000

$115,600

$119,600

Households, 2000

3,785,661

105,480,101

Persons per household, 2000

2.56

2.59

Median household income, 1999

$44,667

$41,994

Per capita money income, 1999

$22,168

$21,587

Persons below poverty, percent, 1999

10.5%

12.4%

Michigan's name is derived from Lake Michigan, which in turn is believed to come from the Chippewa Indian word meicigama, meaning "great water." Bounded by four of the Great Lakes, Michigan has the longest state shoreline in the continental United States, and more recreational boats than any other state in the union.

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Loan refinancing replaces your existing loan with another lower interest rate loan for the same amount. If you have equity in your home, a refinance home mortgage loan comparison can have significant benefits. You can reduce your interest rate, change the terms of your loan, or consolidate your debt. Rather than use your home as collateral, a home loan refinance online allows you to incorporate your debt into the amount owed. One monthly payment, one low interest rate!

Economy
Michigan is primarily known as the birthplace of the automobile industry. However, it is also home to a thriving tourist industry, with destinations such as Traverse City, Mackinac Island, Saugatuck and the entire Upper Peninsula drawing vacationers, hunters and nature enthusiasts from across the United States and Canada.

State income
The Bureau of Economic Analysis (http://www.bea.gov/) estimates that Michigan's total state product in 2003 was $365 billion. Per capital personal income in 2003 was $31,178, 20th in the nation.

Major industries/products
Automobiles (General Motors, Ford, Daimler-Chrysler), Amway, Cereal (Kellogg's), Copper, Furniture (Steelcase, Herman Miller, Haworth), Iron

The largest cities in Michigan are (according to the 2000 census):

Detroit population 951,270 (also known as "Motor City" and Motown).
Grand Rapids population 197,800 (The Furniture City).
Warren population 138,247.
Flint population 124,943.
Sterling Heights population 124,471.
Lansing population 119,128 (the state capital).
Ann Arbor population 114,024 (the home of the University of Michigan)
Livonia, population 100,545

Other important cities include

Battle Creek (Cereal City U.S.A.)
Marquette (Largest city in the Upper Peninsula with 19,661 people).
Traverse City (the Cherry Capital of the World)
Midland (headquarters for the Dow Chemical Company)
Frankenmuth (Michigan's Little Bavaria)
Holland (Home of the Michigan Dutch)

MICHIGAN HOME MORTGAGE LENDERS REFINANCE

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MICHIGAN HOME
MORTGAGE LENDERS
REFINANCE