Illinois Home Mortgage Lenders

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Demographics

At the northern edge of the state on Lake Michigan lies Chicago, the nation's third largest city. More than half of the population of Illinois lives in and around Chicago, the leading industrial and transportation center in the region. The rest of the population lives in the smaller cities and on the farms that dot the state's gently rolling plains.

Racially, the state is:

67.8% White Non-Hispanic
15.1% Black
12.3% Hispanic
3.4% Asian
0.2% American Indian
1.9% mixed race
The top 5 ancestry groups in Illinois are German (19.6%), African American (15.1%), Irish (12.2%), Mexican (9.2%), Polish (7.5%).

Religion:
Unlike the other Midwestern states, Illinois is not overwhelmingly Protestant--only about half of the people profess that faith. Roman Catholics (who are predominant in and around Chicago) account for one-third of the population.

The religious affiliations of the people of Illinois are:

Protestant – 51%
Roman Catholic – 33%
Other Christian – 1%
Other Religions – 3%
Non-Religious – 8%
The three largest Protestant denominations in Illinois are: Baptist (15% of total state population), Lutheran (8%), Methodist (8%).

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People QuickFacts

Illinois

USA

Population, 2003 estimate

12,653,544

290,809,777

Population, percent change, April 1, 2000 to July 1, 2003

1.9%

3.3%

Population, 2000

12,419,293

281,421,906

Population, percent change, 1990 to 2000

8.6%

13.1%

Persons under 5 years old, percent, 2000

7.1%

6.8%

Persons under 18 years old, percent, 2000

26.1%

25.7%

Persons 65 years old and over, percent, 2000

12.1%

12.4%

Female persons, percent, 2000

51.0%

50.9%

Mortgage, Real Estate Demographics

Illinois

USA

Housing units, 2002

4,981,258

119,302,132

Homeownership rate, 2000

67.3%

66.2%

Housing units in multi-unit structures, percent, 2000

34.0%

26.4%

Median value of owner-occupied housing units, 2000

$130,800

$119,600

Households, 2000

4,591,779

105,480,101

Persons per household, 2000

2.63

2.59

Median household income, 1999

$46,590

$41,994

Per capita money income, 1999

$23,104

$21,587

Persons below poverty, percent, 1999

10.7%

12.4%

Illinois constitutes the 21st state of the United States, located in the former Northwest Territory. Its name was given by the state's French explorers after the indigenous Illiniwek people, a consortium of Algonquin tribes that thrived in the area. The word Illiniwek means simply "the people".

The capital of Illinois is Springfield while its largest city is Chicago, along the waterfront of Lake Michigan. Most of the state's population resides in Chicago and its suburbs.

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Economy
The 2003 total gross state product for Illinois was $499 billion, placing it 5th in the nation. The per capita income was $32,965.

Illinois' agricultural outputs are corn, soybeans, hogs, cattle, dairy products and wheat. Its industrial outputs are machinery, food processing, electrical equipment, chemical products, publishing, fabricated metal products, transportation equipment, petroleum and coal.

Geography
It is in the north-central U.S. and borders on Lake Michigan. Surrounding states are Wisconsin to the north, Iowa and Missouri to the west, Kentucky to the south, and Indiana to the east. Illinois also borders Michigan, but only via a water boundary in Lake Michigan.

Illinois has three major geographical divisions. The first is Chicagoland, including the city of Chicago, its suburbs, and the adjoining exurban area into which the metropolis is expanding. This region includes a few counties in Indiana and Wisconsin and streches across much of the Northern Illinois toward the Iowa border, generally along and north of Interstate 80. This region is cosmopolitan, densely populated, industrialized, and settled by a variety of ethnic groups. The city of Chicago is heavily Democratic. While this tendency has historically been balanced by Republican voters in the suburbs, Democrats have significantly increased their suburban support in the past decade.

Southward and westward, the second major division is Central Illinois, an area of rolling hills and flat prairie. Known as the Land of Lincoln, it is characterized by small towns and mid-sized cities. Agriculture, particularly corn and soybeans, figures prominently. Major cities include famously average Peoria, Springfield (the state capital), and Champaign-Urbana (home of the University of Illinois). This region's largely rural character helps to sustain a heavily Republican voting pattern and widespread antipathy toward Chicago.

The third division is Southern Illinois, or Little Egypt, distinguished from the other two by its warmer climate, different mix of crops (including some cotton farming in the past), more rugged unglaciated topography, coal mining, and proximity to the juncture of the Mississippi River and Ohio River. The combination of coal mining and industrialization, especially in the region around Saint Louis, Missouri, has caused the region to lean Democratic politically. This division comprises the area generally along and south of Interstate 70.

In extreme northwestern Illinois the Driftless Area, a region of unglaciated and therefore comparatively higher and more rugged topography, occupies a small part of the state.