FLORIDA HOME
MORTGAGE
LENDERS
REFINANCE
mortgage refinance directory

 

Consolidate your debt and save - get 4 FREE quotes!

• Find Refinancing for your existing loan. Save money, lower your payments using your equity.
• Consolidating your Florida mortgage debt.
Simplify life - use your equity.
• Home equity Florida mortgage r
efinancing for a lower rate. Get extra cash from your equity.
Save time, save money.

Florida mortgage refinancing
Florida Instant Home Valuations!

refinance

Demographics

Race
As of 2003, the state had a population of 17,019,068.

White 65.4%
Hispanic 16.8%
Black 14.6%
Asian 1.7%
American Indian 0.3%
Mixed Race 2.4%

The five largest ancestries in the state are: African American (14.6%), German (11.8%), Irish (10.3%), English (9.2%), American (8%).


Religion:
Religiously, Florida is mostly Protestant, but with a growing Roman Catholic community due to Hispanic immigration.

Protestant 60%
Roman Catholic 23%
Other Christian 2%
Other Religions 4% (mainly Jewish)
Non-Religous 8%

The three largest Protestant denominations in Florida are: Baptist (22% of the total state population), Methodist (8%), Presbyterian (4%)

For a wider choice of refinance programs including debt consolidation loans, home mortgage refinancing, second mortgage and home equity loans, good and bad credit mortgages, construction loan financing, VA and FHA loans and home purchase mortgages click home mortgage lenders - debt refinancing

Florida Home Mortgage Lenders - Save! Compare Florida lenders -- get home refinance mortgage quotes for bigger savings!

Consolidate Your Debt & Refinace - Lower Your Monthly Payments!

Florida Home Mortgage Lenders - Refinance Quotes
save $1,000's. Bad Credit OK!


Home Mortgage Lenders, Refinance Mortgages
The lowest rates on the web.
Florida Home Mortgage LendersCheck for current refinacing rates.
New Homes - Refinancing - 2nd Mortgages - Refinancing Home Loan - Home Improvement Loans - Debt Consolidation - Personal Loans - Equity Loans - Student Loans - Car, Motorcycle or Boat - Commercial Loans - Any kind of loan  
Takes 1 minute to finish application! Florida Home Mortgage Lenders, Refinance Mortgages 

 

People QuickFacts Florida USA

Population, 2003 estimate

17,019,068

290,809,777

Population, percent change, April 1, 2000 to July 1, 2003
6.5% 3.3%
Population, 2000 15,982,378 281,421,906
Population, percent change, 1990 to 2000 23.5% 13.1%
Persons under 5 years old, percent, 2000 5.9% 6.8%
Persons under 18 years old, percent, 2000 22.8% 25.7%
Persons 65 years old and over, percent, 2000 17.6% 12.4%
Female persons, percent, 2000 51.2% 50.9%
Mortgage, Real Estate Demographics Florida USA

Housing units, 2002

7,624,378 119,302,132
Homeownership rate, 2000
70.1% 66.2%
Housing units in multi-unit structures, percent, 2000 29.9% 26.4%
Median value of owner-occupied housing units, 2000 $105,500 $119,600
Households, 2000 6,337,929 105,480,101
Persons per household, 2000 2.46 2.59
Median household income, 1999 $38,819 $41,994
Per capita money income, 1999 $21,557 $21,587
Persons below poverty, percent, 1999 12.5% 12.4%

Florida is a southern state in the United States. It is known as the Sunshine State. "Florida" is a Spanish adjective which means "flowery". The capital is Tallahassee, largest city is Jacksonville.

Florida Mortgage Refinance Loans - Refinance, Home Equity, Debt Consolidation And Purchase
LowerMyBills.com customers can be matched with up to four lenders who will compete for their business helping them find the lowest rate available. Our ever-expanding national network includes over 300 companies. Refinance an existing loan and save hundreds, or even thousands of dollars!

Loan refinancing replaces your existing loan with another lower interest rate loan for the same amount. If you have equity in your home, a refinance home mortgage loan comparison can have significant benefits. You can reduce your interest rate, change the terms of your loan, or consolidate your debt. Rather than use your home as collateral, a home loan refinance online allows you to incorporate your debt into the amount owed. One monthly payment, one low interest rate!

Taxation
Florida is one of the nine states which does not impose personal income tax (list of others). The state sales tax rate is 6 percent. Local governments may levy a local option sales on top of that, so sales taxes vary by county between 6 and 7.5 percent. The state use tax is 6 percent on purchases made out of state and brought into Florida within 6 months of the purchase date.

Economy
The gross state product of Florida in 2003 was $550 billion. The per capita personal income was $30,098, ranking 26th in the nation.

Florida's economy is heavily based on tourism. Warm weather most of the year and hundreds of miles of beach provide a thriving vacation spot for travelers from around the world. The large Walt Disney World theme park and resort complex, located near Orlando, drives the economy of that area, along with more recent entries into the theme park arena such as the Universal Orlando Resort. The great amount of sales tax revenue is what allows the state to be one of the few to not levy a personal income tax. Other major industries include citrus fruit and juice production, banking, and phosphate mining. With the arrival of the space program at Kennedy Space Center in the 1960s, Florida has attracted a large number of aerospace and military industries to the state. Florida did not have any state minimum wage laws until November 2, 2004, when voters passed a Constitutional Amendment requiring inflationary increases to the minimum wage every six months.

In 2005 Spamhaus declared Florida the spam capital of the world [1] (http://www.sun-sentinel.com/news/local/southflorida/sfl-sbspammain08may08,0,7702631.story?coll=sfla-home-headlines). Experts have estimated that Florida is an attractive place of business for Spammers due to the gorgeous weather, low key atmosphere, nearby Internet data centers and the state's reputation as "a good place to do dirty business". Spammers are not the first business men of questionable ethics to use Florida as a home base. Historically Florida has also been home to large telemarketing firms. Today most of the spam businesses appear to be operating out of South Florida.

Wealthiest Cities
Ranked by per capita income

1 Fisher Island, Florida $236,238
2 Jupiter Island, Florida $200,087
3 Golf, Florida $144,956
4 Manalapan, Florida $143,729
5 Indian Creek, Florida $137,382
6 Orchid, Florida $135,870
7 Gulf Stream, Florida $133,651
8 Palm Beach, Florida $109,219
9 Indian River Shores, Florida $102,511
10 South Beach, Florida $90,938
11 Pelican Bay, Florida $89,063
12 Oak Point, Florida $86,225
13 North Key Largo, Florida $83,199
14 Longboat Key, Florida $80,963
15 Weston, Florida $80,920
16 North Beach, Florida $79,269
17 Captiva, Florida $76,139
18 Ocean Ridge, Florida $76,088
19 Golden Beach, Florida $73,053
20 Bal Harbour, Florida $67,680
21 Highland Beach, Florida $67,288
22 Sanibel, Florida $66,912
23 Boca Pointe, Florida $66,797
24 Jupiter Inlet Colony, Florida $66,713
25 Sawgrass, Florida $64,798
26 Belleair Beach, Florida $61,569

Regions of Florida
Central Florida | Emerald Riviera | First Coast | Florida Panhandle | Florida Keys | Lee Island Coast | Nature Coast | Orlando Area | Redneck Riviera | Space Coast | Treasure Coast | South Florida | Sun Coast | Tampa Bay Area
Largest Cities
Cape Coral | Clearwater | Coral Springs | Fort Lauderdale | Hialeah | Hollywood | Jacksonville | Miami | Miramar | North Miami | Orlando | Pembroke Pines | Plantation | Pompano Beach | Port St. Lucie | St. Petersburg | Sunrise | Tallahassee | Tampa | West Palm Beach
Counties
Alachua | Baker | Bay | Bradford | Brevard | Broward | Calhoun | Charlotte | Citrus | Clay | Collier | Columbia | DeSoto | Dixie | Duval | Escambia | Flagler | Franklin | Gadsden | Gilchrist | Glades | Gulf | Hamilton | Hardee | Hendry | Hernando | Highlands | Hillsborough | Holmes | Indian River | Jackson | Jefferson | Lafayette | Lake | Lee | Leon | Levy | Liberty | Madison | Manatee | Marion | Martin | Miami-Dade | Monroe | Nassau | Okaloosa | Okeechobee | Orange | Osceola | Palm Beach | Pasco | Pinellas | Polk | Putnam | Santa Rosa | Sarasota | Seminole | St. Johns | St. Lucie | Sumter | Suwannee | Taylor | Union | Volusia | Wakulla | Walton | Washington

Instant online real estate values

Alabama
Colorado
Hawaii
Kansas
Massachusetts
Montana
New Mexico
Oklahoma
South Dakota
Virginia
Alaska
Connecticut
Idaho
Kentucky
Michigan
Nebraska
New York
Oregon
Tennessee
Washington
Arizona
Delaware
Illinois
Louisiana
Minnesota
Nevada
N. Carolina
Pennsylvania
Texas
West Virginia
Arkansas
Florida
Indiana
Maine
Mississippi
N. Hampshire
N. Dakota
Rhode Island
Utah
Wisconsin
California
Georgia
Iowa
Maryland
Missouri
New Jersey
Ohio
South Carolina
Vermont